How it Works

  • After you’ve filled out our FREE Online Application, one of our buyer’s agents will contact you within 24 hours.  Your agent will want to find out where you want to live, what you want to find in a new home, how much you can afford and how soon you would like to move.
  • Meanwhile, your application will be reviewed by a mortgage lender.  This step is necessary to discover how much house you can afford based on your income.  Your application information will also help determine what length of time will be necessary for you to qualify for a home loan.  Lastly, they will analyze your current credit status and provide a scope of what needs to be repaired or built up during your lease-purchase period.
  • Next, you will be presented with properties that match your criteria.  After you preview and select your favorite one, your agent will help you negotiate the best terms possible.  These terms include:  *Monthly Payment, *Length of Lease, *Rent-Credits, *Down Payment, *Purchase Price, *Possession, *Roles & Responsibilities, *Repairs, *Utilities, etc.
  • Once the lease has been negotiated with the seller, you will deposit a check for your down payment and the first month’s lease to the Escrow Company.  In addition to the monthly rent credit, 100% of your down payment deposit is credited toward the purchase price when you buy.
  • Finally, keys will be delivered to you by the possession date.  In most cases the seller will meet with you and your agent at the property to go over miscellaneous insights or questions about the home.
  • You will continue to work with the mortgage lender throughout the lease-purchase period.  They will provide support and coaching to help you qualify to purchase your home in a timely manner.